Terms of Service

 Terms of Service for  www.FLInsuranceLeads.com

1. Acceptance of Terms
By accessing or using FLInsuranceLeads.com ("Website") to purchase insurance leads, you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Website.

2. Description of Service
FLInsuranceLeads.com provides insurance professionals and agencies with exclusive and shared consumer leads within the state of Florida. All leads are sourced in compliance with applicable state and federal laws, including the Florida Telemarketing Act and the Telephone Consumer Protection Act (TCPA).

3. Lead Quality and Delivery

• Leads are provided "as-is" without guarantees on conversion rates.
• While we strive for accuracy, we do not warrant that every lead will result in a sale.
• Leads are delivered via email, API, or a designated platform as agreed upon.
• Buyers must report invalid or non-compliant leads within 48 hours for potential credit review.

4. Compliance with Laws

• Buyers must comply with all applicable state and federal regulations, including but not limited to the Florida Telemarketing Act, CAN-SPAM Act, and TCPA.
• Buyers may not resell or redistribute leads without express written consent.
• Buyers are responsible for ensuring proper licensure for insurance solicitation in Florida.

5. Payment and Refund Policy

• All payments are due in advance unless otherwise agreed upon.
• No refunds are issued unless a lead is deemed invalid under our review process.
• Chargebacks or payment disputes may result in account suspension.

6. Privacy and Data Usage

• Buyers must handle lead data responsibly and comply with all relevant data protection laws.
• Consumer information must not be shared or used for unauthorized purposes.

7. Limitation of Liability

• FLInsuranceLeads.com is not responsible for lost revenue, lost business opportunities, or any indirect damages resulting from the use of leads.
• Maximum liability is limited to the amount paid for the disputed lead(s).

8. Termination of Service

• We reserve the right to suspend or terminate accounts that violate these Terms.
• Users may terminate their accounts with written notice; however, no refunds will be issued for unused leads.

9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida. Any disputes shall be resolved in the appropriate courts of Florida.

10. Changes to Terms
FLInsuranceLeads.com reserves the right to update these Terms at any time. Continued use of the service constitutes acceptance of any modifications.

11. Contact Information
For any questions regarding these Terms, please contact us at info@flinsurance.com and we will respond within 24 hours.